Sofia Reyes

Insurance & Risk Writer

Former Licensed Insurance Agent10+ years experience

Sofia writes about life, term, disability, and health-related coverage - how much you actually need and what you're really paying for. A former licensed agent, she's watched policies get oversold, so her guides stay buyer-first: estimate your true need, understand the trade-offs, and skip the coverage that doesn't earn its premium. Clear math over sales pressure, every time.