Loan Payoff Date Calculator
Calculate the exact date your loan will be paid off.
Ad · leaderboard
Inputs
$
$
%
Total interest remaining
$2,514.21
51 months → October 16, 2030
Months to payoff
51
Years
4.3
Ad · rectangle
Ad · in-content
How it works
We loop month-by-month, applying interest and subtracting your payment until the balance hits zero.
Frequently asked questions
Are these calculators private?
Yes — all computation happens in your browser. We don't store the values you enter.
What's the 50/30/20 budget?
50% needs, 30% wants, 20% savings & debt — a simple budgeting starting point.
How is net worth different from income?
Income is what you earn; net worth is what you own minus what you owe. Build net worth by keeping the gap between income and spending positive.
What's a FI number?
The portfolio size at which 4%/yr withdrawals indefinitely cover your annual expenses — i.e., 25× expenses.
Should I always take the higher-salary job?
Not always. Net of cost of living, taxes, commute, and benefits, the smaller salary sometimes wins.
Related calculators
Ad · anchor