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Tax Bracket Calculator (2026)

See exactly which 2026 federal brackets your taxable income crosses.

Inputs

Taxable income

Filing status

Federal tax

$13,412.00

Marginal 22% · Effective 15.78%

Bracket-by-bracket breakdown

10% × ($0.00 – $12,400.00)$1,240.00

12% × ($12,400.00 – $50,400.00)$4,560.00

22% × ($50,400.00 – $85,000.00)$7,612.00

All 2026 brackets (SINGLE)

10% · $0.00 – $12,400.00

12% · $12,400.00 – $50,400.00

22% · $50,400.00 – $105,700.00

24% · $105,700.00 – $201,775.00

32% · $201,775.00 – $256,225.00

35% · $256,225.00 – $640,600.00

37% · $640,600.00 – ∞

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US federal income tax is progressive: each bracket only taxes the income within it. Filing status shifts the bracket edges.

Are these amounts an exact tax bill?

No. They use verified 2026 IRS/SSA figures but ignore credits, phase-outs and AMT. Use tax software or a CPA to file.

Marginal vs effective rate?

Marginal is the rate on your next dollar. Effective is total tax ÷ taxable income — always lower because earlier brackets fill first.

Standard or itemized?

Take whichever is larger. 2026 standard deduction: Single $16,100 · MFJ $32,200 · HoH $24,150 · MFS $16,100.

How is state tax handled?

Eight states impose no income tax. The rest are approximated at their top rate — see your state's brackets for a precise figure.