What return got you from PV to FV over n years? Solve for the annualized rate.
Solve (1 + r/n)^(n·t) = FV/PV for r. Result: r = n × ((FV/PV)^(1/(n·t)) − 1).
The single constant rate that would have grown PV into FV over your time period, given your compounding assumption.
CAGR assumes annual compounding. This calc lets you specify quarterly/monthly compounding — useful for savings accounts that credit interest more often.
Yes — if FV < PV, the implied rate is negative (a loss).
Years to double ≈ 72 ÷ rate. Useful shortcut for annual compounding rates 6–10%.
No — pure lump-sum. If you added money along the way, use IRR instead.
Results are estimates for educational purposes only and are not financial advice. Verify with a qualified professional before making decisions.
Last updated October 2026